Payment & Dental Insurance Hunt Valley, MD Dentist

Your dental health is very important to us. You should not sacrifice your quality of care because of financial concerns. Our staff will do everything we can to make sure you receive the dentistry you want and need in a budget that you are comfortable with.

Our flexible payment options include:

  • Payment by cash, check, or major credit card
  • Interest free financing through Care Credit
  • Payment schedules for complete treatment plans
  • Assistance utilizing your Health Savings Account(HSA) or Flex Spending Account(FSA) to maximize tax benefit without high out of pocket costs
  • Complimentary filing of claim forms for Dental Insurance benefits
  • KLEER Dental Membership Program

Interest Free Financing

We offer low interest and no interest financing for up to 12 months through Care Credit. Visit today to get pre-approval.


No insurance? No problem. Through our KLEER Dental Membership Program, patients pay a monthly or annual fee to Valley Dental Health, which will cover the costs of cleanings, exams, and routine x-rays. You’ll also receive exclusive discounts off of some treatment plans. Ask about our KLEER membership program during your next visit to Valley Dental Health.

Dental Insurance

We will accept any dental insurance plan that will pay for your treatment. We participate with most major dental insurance PPO plans, and we will submit your dental claim to all dental insurance companies on your behalf. Our staff will complete the necessary paperwork and electronically file your claim.

Please remember to bring your dental insurance information with you on your first visit.

Dental Insurance FAQs

How does dental insurance work?

Dental insurance is a prepaid benefit and is an agreement between the employer or individual and the dental insurance provider. Benefits are provided on an annual basis and do not carry over from one year to the next.

What is covered by dental insurance?

Treatment coverage varies from one dental insurance provider to another. Most carriers cover preventive services such as dental cleanings, routine examinations and dental x-rays. As a courtesy, we will contact your insurance provider to determine your benefits before scheduling treatment.

Do you participate with any dental insurance plans?

Valley Dental Health participates with many dental insurance plans. We work with all other dental insurance companies as a non-participating provider. Your treatment will still be covered, but the reimbursement will work differently than if we were a direct participant. We would be happy to address any specific questions about your dental insurance provider.

Call us at 410.803.5587, or contact us through our online form today.